We must understand what true faith is. It is not mere belief; it is belief plus a total commitment to the Lord Jesus Christ…. Salvation is not a cheap insurance policy to keep you from the flames of hell; salvation is a new creation. This means new life, new love, new desires, a new direction of will, a new center for living, recognizing the sovereignty of God in even the littlest events in life. Faith is the total commitment of the life to the Lord Jesus.